to levy a tax on regular deposits here or why not? >> well, as someone mentioned, cyprus is a tiny economy and i don't think that these issues, as worrisome as they are, and as concerned as we would be for the cypriot people, i don't think that they have a direct implications for the u.s. economy. the only way that they would create a problem would be if the runs became contagious in some sense. if depositors in other countries lost confidence. but to this point, i'm not aware of any evidence that that is, in fact, the case. the argument that the europeans are making is that cyprus is a unique situation, a very different situation, and indeed, it is quite unusual to have a banking sector as large as they have, relative to their economy. in terms of the united states. you know, the fdic was founded, i think, in 1934 and insures deposits and they're very proud of the fact that no one's ever lost a dime in insured deposits. and during the crisis, the response of the government was, in fact, to increase the level of, you know, deposit or